@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#073b72;--ink:#092e52;--green:#297d27;--lime:#71bf44;--muted:#596c7d;--pale:#eff5f9;--line:#dce5eb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button{font:inherit}a,button,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--lime);outline-offset:5px}.skip{position:absolute;top:-80px;z-index:20;background:white;padding:16px}.skip:focus{top:0}.topline{padding:8px 6.2%;background:var(--navy);color:#fff;font-size:12px;letter-spacing:.04em;display:flex;justify-content:space-between}.topline a{font-weight:700}header{height:104px;margin:0 auto;padding:0 6.2%;display:flex;align-items:center;justify-content:space-between;background:white;position:relative;z-index:10}.brand{display:flex;flex-direction:column;line-height:1}nav{display:flex;gap:30px}nav a{font-size:14px;font-weight:600}nav a:hover,.text-link:hover{color:var(--green)}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--green);color:#fff;padding:16px 25px;border-radius:6px;font-size:14px;font-weight:700;line-height:1.4;transition:background .2s,transform .2s}.button:hover{background:#1d631e;transform:translateY(-2px)}.button.small{padding:13px 20px}.menu{display:none}.mobile-nav[hidden]{display:none}.hero{max-width:1440px;margin:auto;display:grid;grid-template-columns:1.05fr 1fr;min-height:620px;background:linear-gradient(110deg,#f3f8fb 0%,#fff 62%);overflow:hidden}.hero-copy{padding:66px 0 70px 12%;align-self:center;z-index:1}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.15em;margin:0 0 21px;color:var(--green);line-height:1.7}.hero .eyebrow{display:flex;align-items:center;gap:9px}.eyebrow>span{width:22px;height:2px;background:var(--green)}h1,h2,h3{font-family:Manrope,Arial,sans-serif;margin:0;line-height:1.15}h1{font-size:clamp(48px,5.5vw,80px);font-weight:800;letter-spacing:-.055em}h1 em{display:block;color:var(--green);font-style:normal}h1 br{display:none}.hero-lead{color:var(--muted);margin:25px 0 12px;font-size:17px}.promise{font-size:16px;font-weight:600;color:var(--navy);margin:0 0 29px}.actions{display:flex;align-items:center;gap:24px}.text-link{font-size:14px;font-weight:700;border-bottom:1px solid #9faeba;padding-bottom:3px}.hero-foot{font-size:12px;color:var(--muted);margin-top:33px;display:flex;gap:9px;align-items:center}.check{color:var(--green);font-size:17px}.hero-visual{position:relative;min-height:620px;overflow:hidden;border-radius:190px 0 0 0;margin-left:35px}.hero-visual img{width:100%;height:100%;object-fit:cover;object-position:center 30%;position:absolute}.hero-visual:after{content:'';position:absolute;bottom:-77px;left:-40px;right:-40px;height:145px;background:#fff;border-top:14px solid var(--lime);transform:rotate(-9deg);border-radius:50% 30% 0 0}.photo-caption{position:absolute;right:25px;top:35px;line-height:1.15;font:700 27px Manrope,sans-serif;transform:rotate(-6deg)}.photo-caption em{color:var(--green)}.photo-caption>span{display:block;width:95px;height:4px;background:var(--lime);margin-top:6px}.photo-tag{position:absolute;left:22px;bottom:100px;display:flex;gap:14px;align-items:center;background:#fffef7f2;border:1px solid white;border-radius:9px;padding:16px 20px;box-shadow:0 8px 40px #00254c15;font-size:14px;line-height:1.6}.growth{background:#edf6e9;color:var(--green);font-size:32px;width:45px;height:45px;text-align:center;border-radius:50%}.values-strip{background:var(--navy);color:white;display:flex;justify-content:center;gap:0;padding:22px 6%;font-size:14px}.values-strip>span{padding:0 7%;border-right:1px solid #ffffff35;white-space:nowrap}.values-strip>span:last-child{border:0}.values-strip b{color:#8dd563;font-size:22px;margin-right:12px;font-weight:400}.section{max-width:1440px;margin:auto;padding:90px 6.2%}h2{font-size:clamp(31px,3.1vw,44px);letter-spacing:-.045em;font-weight:800}.section-top{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:40px}.section-top>p{color:var(--muted);font-size:15px;margin:0}.section .eyebrow{margin-bottom:13px}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.services article{position:relative;border:1px solid var(--line);border-radius:10px;padding:31px 28px;background:white;transition:transform .2s,box-shadow .2s}.services article:hover{transform:translateY(-4px);box-shadow:0 12px 24px #073b720a}.icon{background:var(--pale);width:62px;height:62px;border-radius:50%;display:grid;place-items:center;margin-bottom:28px}.icon svg{width:32px;height:32px;fill:none;stroke:var(--navy);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.service-number{position:absolute;right:26px;top:34px;color:#8295a5;font-size:12px}.services h3{font-size:21px;letter-spacing:-.02em}.services p{font-size:15px;color:var(--muted);margin:17px 0 27px}.services a{font-size:13px;color:var(--green);font-weight:700;border-bottom:1px solid #c2d7bc;padding-bottom:4px}.repayment{margin-top:23px;background:#f0f7ed;display:flex;align-items:center;gap:16px;padding:20px 26px;border-radius:8px}.calendar{font-size:29px;color:var(--green)}.repayment strong{font-size:15px}.repayment p{font-size:14px;margin:0;color:var(--muted)}.repayment a{font-size:13px;font-weight:700;color:var(--green);margin-left:auto}.process{max-width:none;background:var(--pale)}.center{text-align:center}.center>p:last-child{color:var(--muted);margin-top:17px;font-size:15px}.steps{max-width:1200px;margin:45px auto 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.steps article{position:relative}.steps article:not(:last-child):after{content:'';position:absolute;top:22px;left:65px;right:0;height:1px;background:#cbd8e2}.steps span{display:grid;place-items:center;background:var(--green);color:white;width:45px;height:45px;font-size:15px;font-weight:700;border-radius:50%;margin-bottom:24px}.steps h3{font-size:19px}.steps p{font-size:14px;color:var(--muted);max-width:230px}.process-note{text-align:center;font-size:12px;color:var(--muted);margin:35px 0 0}.why{display:grid;grid-template-columns:1fr 1fr;gap:90px}.why-intro{color:var(--muted);font-size:16px;max-width:430px;margin:24px 0 28px}.reasons article{display:flex;gap:24px;padding:0 0 26px;margin-bottom:26px;border-bottom:1px solid var(--line)}.reasons article:last-child{margin-bottom:0;padding-bottom:0;border:0}.reasons article>span{font-size:12px;color:var(--green);padding-top:4px;font-weight:700}.reasons h3{font-size:19px}.reasons p{font-size:15px;color:var(--muted);margin:12px 0 0}.faq{display:grid;grid-template-columns:1fr 1.2fr;gap:70px;border-top:1px solid var(--line);padding-top:70px}.faq>div>p:last-child{color:var(--muted);font-size:15px;margin-top:24px}.faq a{color:var(--green);font-weight:700}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;list-style:none;padding:23px 35px 23px 0;font-size:16px;font-weight:600;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:5px;top:20px;font-size:22px;color:var(--green)}details[open] summary:after{content:'−'}details p{font-size:15px;color:var(--muted);margin:0 30px 23px 0}.contact{background:var(--navy);position:relative;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px;padding:70px 8%;color:white;border-top:7px solid var(--lime)}.contact .eyebrow{color:#a7de86}.contact h2{font-size:43px}.contact>div:first-child>p:last-child{color:#d1e0ef;font-size:16px}.contact-card{background:white;color:var(--ink);border-radius:12px;padding:31px 36px}.contact-label{font-size:11px;font-weight:700;letter-spacing:.13em;margin:0 0 10px;color:var(--muted)}.phone{font-size:clamp(26px,3.2vw,41px);font-weight:800;font-family:Manrope,sans-serif;white-space:nowrap;letter-spacing:-.03em}.contact-card>p#enquiry-topic{font-size:12px;color:var(--muted);margin:8px 0 23px}.contact-card .button{width:100%}.contact-card>p.fine{font-size:11px;color:var(--muted);text-align:center;margin:13px 0 0}footer{padding:38px 6.2% 20px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}.footer-identity{display:grid;justify-items:start;gap:10px;min-width:0}.footer-brand{display:inline-flex;line-height:1}.footer-identity>p{font-size:13px;color:var(--muted);margin:0}.footer-phone{font-size:14px;font-weight:700;justify-self:end}.footer-bottom{grid-column:1/-1;width:100%;display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:20px;color:var(--muted);font-size:11px}
@media(min-width:1600px){.hero{margin-top:20px;border-radius:16px}.topline,header{padding-left:calc((100% - 1260px)/2);padding-right:calc((100% - 1260px)/2)}}@media(max-width:1000px){header{padding:0 5%}nav{gap:18px}.hero-copy{padding-left:10%}.hero{min-height:560px}.hero-visual{min-height:560px;margin-left:20px}.hero-lead{font-size:15px}.actions{flex-wrap:wrap;gap:18px}.photo-caption{font-size:23px;right:15px}.values-strip>span{padding:0 5%}.why,.faq{gap:40px}.repayment{flex-wrap:wrap}.repayment p{flex:1}.contact{gap:30px;padding:60px 6%}.contact-card{padding:28px 24px}h1{font-size:61px}}@media(max-width:720px){.topline{padding:8px 5%;font-size:10px}.topline>span{display:none}header{height:85px}header nav,header>.button{display:none}.menu{display:block;background:none;border:1px solid var(--line);border-radius:5px;padding:4px 12px;font-size:23px;color:var(--navy)}.mobile-nav{display:flex;flex-direction:column;padding:15px 6% 24px;gap:16px;border-bottom:1px solid var(--line)}.hero{grid-template-columns:1fr}.hero-copy{padding:38px 6% 34px}.hero .eyebrow{font-size:10px}h1{font-size:61px;max-width:360px}.hero-lead{font-size:16px}.hero-visual{min-height:440px;margin:0 0 0 6%;border-radius:110px 0 0 0}.hero-visual img{object-position:center 29%}.hero-visual:after{bottom:-95px}.photo-caption{right:25px;top:25px;font-size:26px}.photo-tag{bottom:55px}.hero-foot{font-size:11px;margin-top:23px}.values-strip{padding:16px 4%;justify-content:space-between;gap:10px}.values-strip>span{font-size:10px;white-space:normal;padding:0 8px;text-align:center;line-height:1.5;flex:1}.values-strip b{display:block;margin:0;font-size:21px}.section{padding:58px 6%}.section-top{display:block;margin-bottom:28px}.section-top>p{margin-top:20px}.section-top>p br{display:none}.services{grid-template-columns:1fr;gap:16px}.services article{padding:27px}.icon{margin-bottom:20px}.services p{margin-bottom:20px}.repayment{padding:20px;gap:10px}.repayment p{flex-basis:100%}.repayment a{margin:0}.steps{grid-template-columns:1fr 1fr;gap:25px;margin-top:30px}.steps article:nth-child(2):after{display:none}.steps h3{font-size:17px}.steps p{font-size:14px}.why,.faq{grid-template-columns:1fr;gap:36px}.faq{padding-top:50px}.contact{grid-template-columns:1fr;padding:48px 6%;gap:26px}.contact h2{font-size:38px}.phone{font-size:36px}.contact-card{padding:27px 22px}footer{grid-template-columns:minmax(0,1fr);gap:16px;padding:30px 6% 20px}.footer-phone{justify-self:start}.footer-bottom{flex-direction:column;gap:8px;margin-top:15px}.eyebrow{font-size:10px}summary{font-size:15px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media(max-width:360px){h1{font-size:52px}.phone{font-size:30px}.actions{align-items:flex-start;flex-direction:column}}

/* Responsive fixes: allow grid content to shrink, keep numbers within cards,
   and prevent an opened mobile menu from appearing at desktop widths. */
.hero > *, .why > *, .faq > *, .contact > *, .services > *, .steps > * { min-width: 0; }
.phone { display: block; font-size: clamp(1.5rem, 3vw, 2.5625rem); }
.mobile-nav { display: none; }
.hero-visual img { aspect-ratio: 4 / 5; }

.menu { min-width: 44px; min-height: 44px; }
.services a, .repayment a { display: inline-flex; align-items: center; min-height: 44px; }
summary { min-height: 48px; }
@media (min-width: 721px) and (max-width: 1000px) {
  header nav { gap: 16px; }
  header nav a { font-size: 13px; }
  header > .button { padding: 12px 14px; font-size: 13px; }
  .hero-copy { padding: 42px 16px 45px 10%; }
  h1 { font-size: clamp(2.625rem, 5.8vw, 3.5rem); }
  .hero-lead br { display: none; }
  .photo-caption { font-size: 21px; right: 18px; }
  .photo-tag { left: 14px; right: 14px; padding: 14px; }
  .services article { padding: 24px 20px; }
  .services h3 { font-size: 19px; }
  .contact-card { padding: 26px 20px; }
  .contact h2 { font-size: 36px; }
}
@media (max-width: 720px) {
  .mobile-nav:not([hidden]) { display: flex; }
  .mobile-nav a { display: flex; align-items: center; min-height: 44px; }
  .hero-copy { padding-right: 6%; }
  h1 { font-size: clamp(2.875rem, 15.5vw, 3.8125rem); }
  .hero-visual { min-height: 0; height: clamp(340px, 110vw, 490px); }
  .hero-visual img { object-position: center 25%; }
  .photo-caption { font-size: clamp(20px, 6vw, 26px); right: 16px; }
  .photo-tag { bottom: 48px; left: 16px; max-width: calc(100% - 32px); }
  .phone { font-size: clamp(1.5rem, 7.8vw, 2.25rem); }
  .contact h2 { font-size: clamp(1.875rem, 9vw, 2.375rem); }
  .contact-card > p#enquiry-topic { font-size: 14px; }
  .hero-foot { font-size: 12px; flex-wrap: wrap; }
  .values-strip > span { font-size: 12px; }
  .actions { gap: 18px; }
  .actions .button { min-height: 48px; }
}
@media (prefers-reduced-motion: reduce) { .button:hover { transform: none; } }

/* Preserve the portrait and caption at tablet and phone widths. */
@media (max-width: 1000px) {
  .photo-caption {
    top: 12px;
    right: 12px;
    max-width: 28%;
    font-size: clamp(12px, 1.8vw, 18px);
    line-height: 1.2;
    transform: none;
  }
  .photo-caption > span { width: 75%; height: 3px; margin-top: 4px; }
}
@media (max-width: 720px) {
  .photo-caption { font-size: clamp(12px, 3.6vw, 20px); }
}
/* Keep the menu hidden until JavaScript can operate it. The links remain
   available as a fallback when JavaScript is unavailable. */
.menu[hidden] { display: none; }
main:focus, section[tabindex="-1"]:focus { outline: none; }

/* Shared banner logo replaces the former text approximation. */
.brand-logo { display: block; width: 148px; max-width: 100%; height: auto; }
@media (max-width: 720px) {
  .brand-logo { width: 124px; }
}

/* Office details share the contact and footer layout on every screen size. */
.office-location { margin-top: 24px; }
.office-location h3 { font-family: inherit; font-size: 13px; font-weight: 700; letter-spacing: .02em; margin: 0 0 8px; }
.office-address { font-style: normal; font-size: 14px; line-height: 1.7; }
.contact .office-address { color: #d1e0ef; }
.footer-contact { min-width: 0; justify-self: end; max-width: 360px; }
.footer-contact .office-location { margin-top: 0; }
.footer-contact .footer-phone { display: inline-block; margin-top: 12px; }
.footer-contact .office-address { color: var(--muted); font-size: 13px; }
@media (max-width: 720px) {
  .footer-contact { justify-self: start; }
}